WHO PAYS FOR MY INJURIES IN AN AUTO ACCIDENT

Michigan law is clear that for an at-fault driver to be liable for noneconomic damages (pain and suffering) to a car accident victim, the injured person must have “suffered death, serious impairment of body function, or permanent serious disfigurement.”   Whether an injured person falls into one of the latter two prongs often requires an…

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WHO PAYS THE MEDICAL BILLS AFTER AN ACCIDENT?

Your Auto Insurance Company Is Liable for the Bills   In general, under the Personal Injury Protection (“PIP”) portion of your automobile insurance policy, your auto insurer is “liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle.”  Among those benefits are payment of…

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WHAT DOES MY AUTO INSURANCE COVER? A FURTHER LOOK AT PIP BENEFITS

Who Pays My Benefits if I’m Involved in an Accident?   In general, under the Personal Injury Protection (“PIP”) portion of your automobile insurance policy, your auto insurer is “liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle.”     What is an…

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MICHIGAN NO-FAULT INSURANCE: THE BASICS

MICHIGAN NO-FAULT INSURANCE:  THE BASICS   Automobile Insurance is Required Under the Law   Under Michigan’s No-Fault Act, every owner of a motor vehicle in Michigan is required to maintain certain automobile insurance coverage.  In fact, it is ILLEGAL to be operating or allowing someone else to operate your car that isn’t covered by automobile…

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IF I’M INJURED IN AN AUTO ACCIDENT, WHO PAYS MY BILLS?

IF I’M INJURED IN AN AUTO ACCIDENT, WHO PAYS MY BILLS? One of the most common questions we get is who is responsible for the medical bills that follow after being injured in an auto accident. The Michigan No-Fault law, in section MCL 500.3114 spells out the list of who pays first depending on the…

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AUTO ACCIDENTS: ARE MY INJURIES SERIOUS ENOUGH TO SUE?

One of the most common questions we get from clients is: “are my injuries serious enough to sue the at-fault driver?” The law in Macomb County and the State of Michigan requires that the plaintiff show that they have suffered what is called a “serious impairment of body function (injury) and/or a permanent serious disfigurement…

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